What about Landlord Insurance (property insurance)?

Feb 22, 2020
Property Management

Welcome to Results Realty, your trusted partner for all your real estate needs. In this comprehensive guide, we will explore everything you need to know about landlord insurance and property insurance. As a landlord, protecting your investment property is essential, and having the right insurance coverage is crucial in safeguarding your assets.

Understanding Landlord Insurance

Landlord insurance, also known as rental property insurance, is a specific type of insurance policy designed to protect property owners who rent out their properties to tenants. Unlike regular homeowners insurance, landlord insurance provides coverage for the unique risks and liabilities associated with rental properties. It offers financial protection against various perils, such as property damage, liability claims, and rental income loss.

At Results Realty, we recognize the importance of landlord insurance and offer tailored solutions to landlords in the business and consumer services - real estate industry. Our team of experienced professionals understands the specific needs of landlords and can guide you in choosing the right insurance policy that suits your investment property.

Key Coverage Areas

When it comes to landlord insurance, it's essential to understand the key coverage areas. This will ensure that you have comprehensive protection for your property and minimize potential financial losses. Here are some of the primary coverage areas commonly included in landlord insurance policies:

1. Property Damage

Landlord insurance protects against property damage caused by perils such as fire, vandalism, severe weather, or other covered events. It covers repairs or replacement costs for the physical structure of your rental property, as well as any attached structures like garages or sheds. Contents inside the rental property, such as appliances or furnishings, may also be covered.

2. Liability Coverage

Liability coverage is an essential component of landlord insurance, protecting you from legal claims brought against you as the property owner. If a tenant or visitor suffers an injury or property damage on your premises, liability coverage can cover legal expenses, medical costs, and potential lawsuits. It enables you to mitigate the financial risks associated with such incidents.

3. Loss of Rental Income

Loss of rental income coverage is designed to protect landlords from financial loss in the event of a covered peril rendering the rental property uninhabitable. If your property becomes unrentable due to fire, storm damage, or other covered events, this coverage can compensate you for the lost rental income during the repair or rebuilding period.

4. Additional Living Expenses

In the event that your rental property becomes temporarily uninhabitable, additional living expenses coverage can help cover the costs of your tenants' accommodation, meals, and other necessary living expenses. This coverage ensures that your tenants are taken care of during the repair process and helps maintain positive tenant relations.

Choosing the Right Insurance Policy

When it comes to selecting the right insurance policy for your investment property, it's crucial to consider your specific needs and assess the risks involved. Results Realty can assist you in finding the best insurance coverage based on your property type, location, and individual circumstances. Our experienced agents will guide you through the process and help you make an informed decision.

Remember, having the right landlord insurance policy not only provides you with peace of mind but also protects your investment and financial future. At Results Realty, we are committed to helping you navigate the complex world of real estate insurance and ensuring that you have the best coverage options available.


In conclusion, landlord insurance is an indispensable aspect of property ownership and renting. It offers invaluable financial protection against various risks associated with rental properties, ensuring that your investment is safeguarded. At Results Realty, we specialize in business and consumer services - real estate, and our team of experts is dedicated to providing you with top-notch insurance solutions. Protect your investment property with Results Realty today!

Sara Hop
As someone new to the world of property investment, this article provided a wealth of information on landlord insurance. It's a topic I needed to understand better.
Oct 12, 2023
Charles Robson
I appreciate the detailed breakdown of property insurance. It's crucial for landlords to understand their coverage options.
Aug 14, 2023
Ed Pryor
The guide thoroughly explained the importance of property insurance, and I feel more knowledgeable about how to protect my investment.
Aug 8, 2023
As someone in the real estate industry, I found this article to be a great refresher on landlord insurance. It provided a great overview of the essential aspects to consider.
Jul 24, 2023
Ray Butts
I didn't realize how important landlord insurance was until I read this. Thanks for the valuable information!
May 30, 2023
Sonny Ajmani
I've been hesitant about getting landlord insurance, but this article has convinced me of its importance. Thank you for the valuable insights!
May 30, 2023
Brooke Thompson
This guide provided a comprehensive overview of property insurance. I now have a better understanding of the different aspects to consider as a landlord.
May 13, 2023
Chet Dycus
The importance of property insurance can't be overstated. This article does an excellent job of emphasizing that.
Apr 29, 2023
Tim Kalimov
I've been contemplating landlord insurance for a while, and this article has given me the clarity I needed. It's a must-read for all landlords.
Mar 19, 2023
Pat Coghlin
This comprehensive guide is a fantastic resource for anyone in the real estate industry. It provided an in-depth understanding of the nuances of landlord insurance and property insurance.
Jan 16, 2023
Justin Welty
The navigate professional website was a vast information source that was easy to use on the go 👍
Dec 25, 2022
Ryan McFadden
The real-life examples provided made the concepts of landlord insurance much easier to understand. Thank you for including those!
Dec 12, 2022
William Happold
I've been curious about landlord insurance, and this article has answered most of my questions. Appreciate the thorough coverage of the topic.
Dec 3, 2022
Melody Ellis
Reading this article has motivated me to reassess my current insurance coverage as a landlord. It's clear that having the right policy is essential.
Sep 17, 2022
Patrick Yeagle
The detailed breakdown of the types of property insurance was incredibly helpful. It made the decision-making process much clearer for me.
Jun 19, 2022
Lin Wong
Great article! I've been considering landlord insurance and this really helped clarify things for me.
Jun 18, 2022
Kandyce Warren
The section on liability coverage was particularly eye-opening. It's an aspect I hadn't given much thought to before.
Jun 6, 2022
Rohini Ananthakrishnan
I appreciate how this guide delves into the specifics of landlord insurance without overwhelming the reader with technical jargon.
May 16, 2022
Andreas Poschl
I now have a better understanding of the risks that come with being a landlord, and how insurance plays a crucial role in managing those risks. Thank you for the insightful article.
May 12, 2022
Jessi Zehnder
Reading this has motivated me to review my current property insurance policy and make sure I have the right coverage. Thank you for the guidance.
Apr 16, 2022
Mary Rowell
Informative and well-organized article. A great starting point for anyone looking to learn about landlord insurance and property insurance.
Apr 10, 2022
Dmytro Voronkevych
The real-world examples helped in understanding the importance of having the right insurance coverage as a landlord. Thank you for including those.
Mar 31, 2022
Andrew Rye
I've been skeptical about the necessity of landlord insurance, but after reading this, I realize it's a crucial aspect of property ownership. Thank you for shedding light on this topic.
Mar 6, 2022
Scott Kynoch
The step-by-step guide to property insurance was incredibly helpful. It made the process seem less daunting and more manageable for someone new to the concept.
Mar 5, 2022
Pete Novembre
As a relatively new landlord, I found this article to be a great resource for understanding the ins and outs of landlord insurance. Thank you for the valuable insights!
Mar 1, 2022
Danielle Joris
I wasn't aware of the intricacies of property insurance until reading this article. It's given me a new perspective on the protection it provides for landlords.
Jan 28, 2022
Chris Anton
Reading this article has given me a better understanding of the protection and peace of mind that comes with having the right landlord insurance.
Jan 15, 2022
Bob McManus
A very informative read! I now have a better grasp on the importance of property insurance and the various options available. Thank you for this guide.
Jan 14, 2022
Belita Shelton
I appreciate the practical approach taken in explaining the complexities of landlord insurance and property insurance. It made the content very relatable.
Jan 2, 2022
Alexandra Pace
The section on mitigating risks through insurance was a crucial reminder of the impact that the right coverage can have for landlords. Thank you for emphasizing this point.
Dec 22, 2021
Illya Golanek
I found the section on selecting the right coverage options particularly helpful. It's crucial to tailor the policy to my specific needs as a landlord.
Dec 9, 2021
Mendy Treace
The practical tips for finding the right insurance company have given me a clear direction on how to proceed with getting landlord insurance. Thank you for the valuable guidance.
Sep 4, 2021
Mona Bhamani
Thanks for the helpful tips on finding the right insurance company. It can be a daunting task, but I feel more prepared now.
Aug 19, 2021
Viktor Petersson
A valuable resource for landlords looking to make informed decisions about insurance for their properties. Thank you for sharing these insights.
Aug 13, 2021
Nicole Geary
The step-by-step explanation of how to evaluate property insurance was incredibly insightful. It's a crucial step in securing the right coverage.
Jul 29, 2021
Bruce Duval
Thanks for providing an in-depth look at property insurance. It's given me a clearer understanding of what to prioritize when it comes to safeguarding my investment.
Jul 5, 2021
Leonard Fink
I wasn't aware of the significance of property insurance until I read this article. It's a vital aspect of being a responsible landlord.
Jun 30, 2021
Richard Ha
Thank you for stressing the importance of staying knowledgeable about landlord insurance. This article was a valuable refresher on the topic.
Jun 16, 2021
Landlord insurance seemed overwhelming, but this guide broke it down into manageable and understandable pieces.
May 29, 2021
Theodore Pincus
The section on comparing different insurance policies was incredibly helpful. It highlighted the importance of shopping around for the best coverage.
May 19, 2021
Katherine Millan
The section on the claims process provided a great understanding of what to expect when filing a claim. It's an aspect that's often overlooked but crucial to know.
May 9, 2021
Tamara Declercq
As a seasoned landlord, this article still managed to provide new insights and a fresh perspective on the importance of property insurance. Well done!
Apr 28, 2021
Jithendra Provided
The section on calculating property value for insurance purposes was particularly enlightening. It's something every landlord should be aware of.
Mar 1, 2021
Dan Bodner
I found the section on the benefits of landlord insurance to be particularly impactful. It highlighted how this coverage can safeguard against potential financial risks.
Feb 27, 2021
Clara Galan
This article provided a thorough understanding of the importance of landlord insurance, presented in a clear and accessible manner. Thank you for this valuable resource.
Dec 25, 2020
Kenny Garnsey
I found the breakdown of potential risks and how insurance mitigates them to be particularly enlightening. It underscores the value of having the right coverage in place.
Oct 1, 2020
Stephanie Bateman
As a new landlord, I found this guide very informative and now feel more confident about protecting my property.
Sep 11, 2020
Andy Mura
Informative and timely article on landlord insurance. It's given me the peace of mind that I'm making the right decisions in protecting my properties.
Jul 22, 2020
Jan S
The examples and case studies mentioned in the article really helped in grasping the importance of proper landlord insurance.
Jul 7, 2020
Jerome Doyle
I appreciate the clear and concise overview of landlord insurance in this article. It's helped me see the importance of having the right coverage in place.
Jun 22, 2020
Toni Lawson
This article provided a comprehensive look at the factors to consider when getting property insurance. I now have a clearer understanding of what to look for in a policy.
May 21, 2020
Cate Hoyt
This guide is a must-read for any landlord concerned about protecting their property. It's filled with practical advice and insights.
May 16, 2020
Jon Zvanovec
Landlord insurance is something I've been putting off for a while, but now I see the importance. This article provided exactly the information I needed.
May 5, 2020
Tiago Andrade
The section on the cost of landlord insurance was particularly eye-opening. It's important to factor this into the overall investment strategy.
May 1, 2020
Roi Kliper
Being informed about the different types of property insurance has made me feel more in control of my real estate investments.
Apr 27, 2020
Christof Kurthen
This article is a great starting point for those delving into the world of landlord insurance. It's informative, practical, and easy to understand.
Apr 11, 2020
Bruce Rebert
This guide is a great tool for anyone looking to dive into the world of property investment. It provides a comprehensive understanding of landlord insurance and its significance.
Mar 29, 2020
Natasha Buller
I've been putting off getting landlord insurance, but after reading this, I understand the importance of safeguarding my investment.
Mar 29, 2020
Blanca Alvarado
Property insurance can be confusing, but this article did a great job of simplifying the key points. Thank you for breaking it down so clearly.
Mar 12, 2020